What defines comprehensive health insurance coverage for children from their birth through the age of 21 years? The American Academy of Pediatrics's new policy statement on health care insurance for children proposes an answer. And whether coverage is provided by Medicaid, the State Children's Insurance Program (SCHIP), or private insurers, it's the fact of coverage that is key to quality care; studies show that care not covered is often care deferred or never sought.  

The AAP statement sets out the components of what the organization holds to be "musts" of comprehensive health insurance, listed below.  

What makes for comprehensive children's health care coverage? 